Terms & Conditions

1. Introduction and definitions

Please read these terms and conditions carefully and in their entirety. They are the terms and conditions by which you may use any content made available on the Laerd.com website. We call this content Laerd Content. These terms and conditions apply irrespective of the platform or device that you use to access Laerd.com and the Laerd Content. They are the terms and conditions of a legally binding agreement between you and Lund Research Ltd ("we", "us" or "our"), which operates and owns Laerd.com. You are agreeing to these terms and conditions by accessing Laerd.com and any Laerd Content. If you do not agree with any of these terms and conditions you should not access Laerd.com or use any Laerd Content, and you should cancel any subscription you have in accordance with your cancellation rights (see Section 5 Termination and Refund Policy).

These terms and conditions were last updated on 24th November 2022 and replace all previous terms and conditions for Laerd.com. We may update these terms and conditions for business, legal or regulatory reasons. Any changes to these terms and conditions will become effective immediately from the date that we notify you of them under the Notification of Changes to Terms and Conditions section. You should regularly check to see if any changes have been made.

"Visitor" means anyone accessing Laerd.com who is not a Subscriber.

"Subscriber" means a private individual who has purchased access to Laerd.com or has been given a trial access in accordance with these terms and conditions.

"Laerd Content" means all content, whether articles, photographs, images, graphics, tables, data, or any other works on Laerd.com.

"Laerd Standard Content" means Laerd Content that is accessible to Visitors and Subscribers.

"Laerd Premium Content" means Laerd Content that is accessible only to Subscribers.

"Laerd.com" means the website and all Laerd Content provided by Lund Research Ltd whose registered office address is Long Eaton Hub, 1 Union Street, Long Eaton, Nottingham, NG10 1HH, United Kingdom, with company number 05325956.

2. Access and Use

2.1 By accessing Laerd.com, you acknowledge that all Laerd Content is the property of Lund Research Ltd or its licensors who own all intellectual property rights in the Laerd Content. Visitors and Subscribers are granted a limited, revocable, non-sublicensable and non-transferable licence to access Laerd Content for personal, non-commercial use. No intellectual property rights in any Laerd Content are transferred to you. If you are not a Subscriber to Laerd.com, you are permitted to access Laerd Standard Content, but you are not permitted to access or view any Laerd Premium Content in any way. If you are a Subscriber to Laerd.com, you are permitted to access Laerd Standard Content and Laerd Premium Content.

2.2 When accessing Laerd Standard Content, you may: (a) use the sharing tools we make available at the top right of each article; (b) index or link to articles, provided that you do not infringe Clause 2.3 or 2.4.

2.3 As a user of Laerd.com you may not: (a) store or archive, download or cache, publish, republish or redistribute, communicate or disseminate, alter, adapt, amend, incorporate, merge, sell, translate, localise, copy or otherwise alter any Laerd Content, including, but not limited to, articles, text, photographs, graphics, artwork, images, tables, data, files, video or audio in any way; (b) create derivative works from the Laerd Content; (c) view Laerd Content anywhere but on Laerd.com; (d) print, photocopy or scan articles on Laerd.com or copies of articles.

2.4 If you would like to link to Laerd Standard Content, you: (a) can link to an individual article or Laerd.com homepage; (b) can display the Laerd logo when you link to an individual article or Laerd.com homepage, but must not alter the appearance or size of the Laerd logo; (c) can link to an individual article or Laerd.com homepage but must not link from a website that (i) implies in any way that we endorse any products or services offered on or through that site, (ii) misrepresents any or no relationship with us, (iii) presents information about us that is false; (ii) contains content that could be considered distasteful or offensive, infringes any rights of any person, including, but not limited to, intellectual property rights, or that does not comply with all relevant laws and regulations. You may not link to any Laerd Premium Content.

2.5 Laerd.com and Laerd Content may contain links to third party sites which we have no control over and which are not subject to our Privacy Policy. You should exercise caution and look at the privacy policy of any such sites that you visit. You agree to visit these third party sites at your own risk.

2.6 Laerd.com may contain data files that you can download for use in third party software. Copyright in any software that is required to open or operate such data files belongs to third party suppliers. Your use of this third party software is governed by the terms of any licence agreement associated with that software. Unless you agree to such licence agreement, you should not download data files from Laerd.com or install or use such third party software. We are not responsible for any technical or other issues that may arise if you download data files from Laerd.com or for your use of such data files in third party software.

2.7 When purchasing a subscription to Laerd Premium Content, you are not permitted to share your access to Laerd Premium Content with anyone else. Each subscription is for a single user only. You agree that you are responsible for any access to Laerd Premium Content through unauthorised use of your email and password, and should notify us immediately if you believe that any breach of security has taken place. If you share your access knowingly or otherwise, we may cancel or suspend your access to Laerd Premium Content and Laerd.com without further obligation to you. To protect from unauthorised use, we recommend that you do not use an obvious password or a password that you use to access other websites.

3. Subscription Services

3.1 There are seven time-based levels of access to Laerd Premium Content called the 1 Month Plan, 3 Month Plan, 4 Month Plan, 6 Month Plan, 1 Year Plan, 2 Year Plan and 3 Year Plan.

3.2 We reserve the right to vary (increase or decrease) the amount and type of content that we make available within any Laerd Premium Content subscription at any time in accordance with your cancellation rights (see Section 5 Termination and Refund Policy).

3.3 When you submit your subscription details and payment to Laerd.com, you are making an offer to us to purchase access to Laerd Premium Content. When your subscription details and payment have been successfully verified, your offer will be accepted by us and a contract formed with us. At this point, you will become a Subscriber to Laerd.com, which will grant you access to the Laerd Premium Content in accordance with your level of access, whether a 1 Month Plan, 3 Month Plan, 4 Month Plan, 6 Month Plan, 1 Year Plan, 2 Year Plan or 3 Year Plan. We will try to activate your subscription promptly after contract formation to give you access to the Laerd Premium Content but we cannot guarantee that your access will be provided by any specified time. We reserve the right to reject any offer by you at our discretion for any or no reason.

3.4 When you purchase a subscription to Laerd Premium Content, you must provide us with accurate, complete registration information. It is your responsibility to update and maintain changes to that information. Laerd is entitled to rely on any information you provide to us.

3.5 We may grant trial access for a period of time, specified in writing, to Laerd Premium Content at our discretion and in accordance with our Termination and Refund Policy (see Section 5).

4. Pricing and Payment

4.1 When purchasing a subscription to Laerd Premium Content, you must provide us with accurate and complete information. You must be allowed to use these payment details to purchase a subscription.

4.2 The price you pay to subscribe for a 1 Month Plan, 3 Month Plan, 4 Month Plan, 6 Month Plan, 1 Year Plan, 2 Year Plan or 3 Year Plan will be made clear to you at https://statistics.laerd.com/pricing.php and during the sign-up process. We may modify this price from time to time and you agree to pay the price stated at the time you purchase access. You can choose to pay in British Pounds Sterling, United States Dollars, Euros, Canadian Dollars, or Australian Dollars. You may also have to pay any applicable local taxes.

4.3 We may offer discounts to subscribe to Laerd Premium Content from time to time and at our discretion using valid coupons that can only be applied at the time you purchase access. We reserve the right to reject any offer by you at our discretion for any or no reason when using a valid coupon to purchase access to Laerd Premium Content.

4.4 If we state a price to you incorrectly, even if we accept your offer to purchase a subscription to Laerd Premium Content at that price by mistake, we reserve the right to notify you of the pricing error. Where such a pricing error has occurred, the following options will be made available: (a) we or you can cancel your subscription without any obligation and we will refund you the price you paid in full; (b) you may pay the corrected priced.

4.5 You are responsible for paying any costs and charges that you may incur in order to access Laerd.com, including, but not limited to, any internet or mobile connection or data charges or any other telecommunication charges.

5. Termination and Refund Policy

5.1 We reserve the right to suspend or terminate your subscription, with or without notice and without further obligation to you if you breach these terms and conditions. In such a case, you will not be entitled to a refund. Unless there are exception circumstances, if we permanently cease publishing Laerd.com or the Laerd Premium Content, or suspend or terminate your subscription for any other reason, we will provide you with a pro rata refund. We reserve the right to cease publishing Laerd Standard Content at any time and without any obligation to you. We also reserve the right to suspend or terminate trial access to Laerd Premium Content at our discretion, at any time and without any obligation to you.

5.2 Once we have accepted your offer to us to purchase access to Laerd Premium Content and we have started providing any part of your subscription to you, you agree that you do not have any right to cancel your subscription, in part or in its entirety, and that you are not entitled to a refund.

6. Privacy Policy and Email Correspondence

6.1 To understand how we will store and process your personal data, please read our Privacy Policy. All information that we receive from you from your use of Laerd.com and any Laerd Content will be used by us in accordance with this privacy policy.

6.2 We recommend that you do not permit your browser to store your email and password that enables you to automatically login to Laerd.com on any computer that is or may be used by anyone other than you in order to prevent unauthorized access by third parties to both your subscription details and Laerd Premium Content.

6.3 We may contact you from time to time by email about products or services that you request or which we feel may interest you unless you have opted-out of receiving these emails. You can opt-out of receiving these emails at any time by clicking on the opt-out link in the marketing email. We may also contact you in response to customer, technical and sales support correspondence. You agree that we may stop sending you messages without notifying you.

6.4 You promise that you are entitled to use any email address that you provide us with for registration or any correspondence that you have with us.

7. Disclaimers and Limitation of Liability

7.1 You expressly confirm that you understand and agree that Laerd.com and the Laerd Content are provided on an "as is" and "as available" basis. To the fullest extent allowed by applicable law, we disclaim all warranties, representations, conditions and duties (except any duties of good faith) of any kind, including without limitations, any warranties of satisfactory quality, merchantability or of fitness for a particular purpose. We also do not make any promises as to the timeliness, security, performance or availability of Laerd.com and the Laerd Content and do not provide any warranty or representation that Laerd.com and the Laerd Content are free from infection by viruses or anything else that has contaminating or destructive properties.

7.2 You expressly confirm that you understand and agree that: (a) Laerd.com and the Laerd Content is only for your general information and entertainment purposes and is not intended to address your particular requirements; (b) any Laerd Content that you access on Laerd.com may no longer be current or accurate; (c) Laerd.com, the Laerd Content or any correspondence by us in relation to Laerd.com or the Laerd Content does not constitute any form of advice, recommendation, representation, endorsement or arrangement by us; (d) Laerd.com, the Laerd Content or any correspondence by us is not intended to be and should not be relied upon by you in making or otherwise any specific advice, decision, purchase, investment, sale or other advice or decisions, which should only be taken or otherwise with appropriate independent advice.

7.3 We reserve the right to vary (increase or decrease) the amount and type of content that we make available within any Laerd Premium Content subscription at any time in accordance with your cancellation rights (see Section 5).

7.4 If you are a Visitor to Laerd.com, you agree that we accept no responsibility (liability) to you arising from any damages resulting from your use of Laerd.com or the Laerd Standard Content.

7.5 If you are a Subscriber to Laerd.com, you agree that we limit our responsibility (liability) to you arising from any direct damages resulting from your use of Laerd.com or Laerd Content in accordance with these terms and conditions to the price you paid for your subscription during the year in which you incur the damage.

7.6 In no circumstances do we accept responsibility for your use of third party sites linked to from Laerd.com and the Laerd Content, data files provided on Laerd.com for use in third party software, or the use of any third party software. Such use is at your own risk.

7.7 You expressly confirm that you understand and agree that these limitations of liability apply for the benefit of Lund Research Ltd and all of its respective officers, directors, employees, agents, successors and assigns.

7.8 Nothing in these terms and conditions shall be construed as limiting our liability for death or personal injury directly caused by our negligence.

8. Choice of Law and Jurisdiction

These terms and conditions will be governed by and interpreted in accordance with English law and you agree that the courts of England and Wales (subject to the paragraph below) have exclusive jurisdiction of to settle any dispute which may arise out of, under, or in connection with these terms and conditions. Nothing in this clause limits the right of Lund Research Ltd to bring or enforce proceedings against you arising out of or in connection with the Agreement (a) in any other court of competent jurisdiction or (b) concurrently in more than one court of competent jurisdiction.

9. General

You may not assign, license or otherwise transfer any of your rights under these terms and conditions. If any provision of these terms and conditions is found to be invalid by any court having competent jurisdiction, the validity of the remaining provisions of these terms and conditions will remain unaffected and in full force. Failure by either party to exercise any right or remedy under these terms and conditions does not constitute a waiver of that right or remedy.

10. Notification of Changes to Terms and Conditions

These terms and conditions were last updated on 24th November 2022 and replace all previous terms and conditions for Laerd.com.